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Girl Jump! Book Cover by Justine De Peralta - Financial Safety Net for Survivors of Abusive Relationships
From the founder of Afraid to Affluent
Building your financial safety net to leave an abusive relationship and reclaim your freedom - Women Empowerment

Discover the transformative book to reclaiming your financial freedom!
"Girl, Jump! Building Your Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom," empowers women and domestic violence survivors to take control of their finances, build confidence, and create a secure future. Packed with actionable advice, real-life stories, and resources, this book is your first step towards financial independence and healing.
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A compassionate, powerful guide offering financial freedom advice for survivors of abusive relationships.
A personal and empathetic book with clear steps to achieve emotional healing and financial independence.
Practical financial advice with relatable storytelling to help readers reclaim control of their finances.
An inspiring mix of storytelling and money education to help readers organize their finances without feeling overwhelmed.
Confident personal finance coach smiling in a tropical blouse, empowering women to achieve financial independence.
Elegant woman in a purple off-shoulder dress, representing support and guidance for domestic violence survivors seeking financial freedom


Friendly finance coach smiling outdoors, inspiring women to take control of their financial journey
Empowering personal finance coach delivering a motivational speech in a blue dress, advocating for women’s financial independence

Brown Beige Aesthetic Trendy Daily Reminder Photo Frame Your Story (Medium Banner (US) (Landscape)) (6)-1

Certified Financial Education Instructor (CFEI®)
Certified Financial Literacy Professional (CFLP)
Certified Domestic Violence Counselor & Advocate

 

I'm a former classroom teacher turned Certified Financial Educator (CFEI), Money Coach, and Domestic Violence Counselor. As the founder of Afraid to Affluent, I specialize in helping BIPOC women who are domestic violence survivors develop the confidence and financial literacy skills needed to navigate challenging financial situations.
My commitment to supporting BIPOC women and domestic violence survivors began in 2007. For three years, I served at a local courthouse, helping individuals dealing with divorce, child custody, and eviction. Although there are many reasons couples seek divorce, financial challenges and domestic violence are among the most common.
Despite building a career in education, I transitioned to financial services after leaving a physically, emotionally, and psychologically abusive marriage. My dedication to helping those in abusive and toxic relationships is deeply personal and fuels my passion for this work.
I know firsthand the struggles of navigating difficult financial situations: having no emergency fund, accumulating high credit card debt, living paycheck to paycheck, going into collections, and hitting financial rock bottom.
But guess what? I also know how to bounce back STRONGER, SMARTER, HEALTHIER, and WEALTHIER.
Now, I'm passionate about teaching women and domestic violence survivors how to reclaim their confidence, and become financially secure and money smart!
If you're ready to tackle your financial obstacles and reclaim your financial security, I offer a range of services to help you at every phase of your financial journey.
Effective Budget and Money Management Tips for Financial Freedom
After reading this book, you now have the knowledge and skills needed to build a financial safety net. If you’re looking to receive personalized guidance tailored specifically to your financial needs, I offer 1-on-1 coaching to help you achieve your financial goals. These sessions are all about you! We will work together to create a customized financial plan with clear, actionable steps to move you closer to financial independence.
Looking for like-minded individuals on the same path towards financial healing and independence? My group coaching sessions offer a collaborative and supportive environment where we tackle a variety of financial topics together. These sessions take place over several weeks with the same group, allowing you to learn from each other’s experiences and to make lasting connections.
Are you looking for an engaging speaker for your next event? I offer personalized presentations on a variety of financial topics that fit the needs of your audience. Whether it’s a conference, seminar, or event, I deliver practical insights and strategy

 

These are not your typical sit-and-get workshops. My workshops are personalized and designed to provide a hands-on learning experience. By the end of each workshop, participants are equipped with the tools and knowledge needed to make intentional money decisions. Depending on the needs of the audience, each workshop is different. These interactive sessions are great for organizations, schools, or community groups looking to gain the confidence and knowledge needed to level up their finances!

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"I have benefited tremendously from the Ignite Your F.I.R.E program! I was able to learn along
with my students and even though I wish I could have learned this earlier in life it's still better
late than never. Thanks to this program I have now opened a high yield savings account with
Ally Bank, like Justine recommended. I have also opened an E-Trade brokerage account and
have invested in about 10 different ETFs like I learned to do thanks to this program."

- Joseph R., Teacher

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“I recently consulted with Justine to address my debt and budgeting challenges. I was struggling to create an effective debt repayment plan, but Justine guided me through two approaches to tackle my debt. Thanks to her assistance, I now feel more confident and organized in my budgeting efforts, and I have a solid plan in place to pay off my debt. Before this, I often felt anxious and unable to make progress on reducing my debt. Justine's advice and support have equipped me with the necessary details, plan, and confidence to achieve financial success."

- Myra O.


Effective Budget and Money Management Tips for Financial Freedom
Budgeting & Money Management
Create a personalized spending plan that pays you first, focuses on your values, and gives you control over your financial future
Beginner’s Guide to Investing: Tips for Building Wealth and Achieving Financial Goals
Investing
Learn about the stock market, various investment accounts, and how to invest to grow your wealth over time.

Proven Debt Management Strategies to Pay Off Debt and Regain Financial Control
Debt Management & Credit Repair
Develop a strategy to pay off bad debt quickly and save money while improving your credit score for a healthier financial future

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“Before meeting with Justine I was lost, scared, and a little embarrassed about my finances. I knew I had debt (student loans, dental, credit card) but I was overwhelmed and didn't know where to start. I landed a new better paying job and didn't know how to manage my money. Since working with her, I have less worry and stress about finances. My relationship with money has improved and I'm more confident and financially literate. It was nice to have a non-judgmental & unbiased person to sort my finances with. I have more control over my money, I'm paying off debt, and most importantly I have a plan! I never would have gotten here without Justine and her uplifting and empowering demeanor. Thank you Justine!"

 - Elizabeth B., therapist

Daily decision for financial success - woman outdoors standing under a tree with text overlay promoting a financially empowering routine
"99% of domestic violence cases involve financial abuse - pink graphic highlighting financial abuse statistics as a controlling tactic. Source: NNEDV
Not your 'normal' financial advice - woman smiling outdoors with text promoting unique and empowering financial coaching for women
7 Debt Traps to Avoid - bold text on a purple and pink graphic educating women on common financial pitfalls
Snowball Method vs. Avalanche Method - comparison graphic of two popular debt repayment strategies for better financial management
Secure financial documents - woman organizing important documents with text promoting safe and hidden financial storage practices
Money Script #4: Money Vigilance - purple graphic explaining the role of money vigilance in personal finance and wealth building
If you're 'broke'... - woman smiling with financial empowerment message to help women overcome financial struggles

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"Before our first session, I was living a life I could not afford. Justine really put things into perspective and helped me reevaluate my financial situation. Since working with Justine, a good portion of my debt has been paid off and I’m on track to be debt free. Since January, my credit score has gone up. After our sessions together, I feel more confident in my financial situation. I’m more conscious about where my money is going and how I’m spending it."
 
- JESUS N.