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I help women and domestic violence survivors build their financial safety net and reclaim financial independence with confidence.

Certified Financial Education Instructor
40 HOURS DOMESTIC VIOLENCE COUNSELOR TRAINING CERTIFICATION
I help women and domestic violence survivors build their financial safety net and reclaim financial independence with confidence.
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I’m Jannese Torres… creator and host of the Yo Quiero Dinero® podcast. My personal finance journey began by accident. I was 25, getting another degree I didn’t even care about, dealing with a quarter life crisis and working a job I hated. One day in 2014, I walked into work, and got fired. Having been fired for the first time ever, I knew I wanted to build a life that revolved around FREEDOM. I dove headfirst into learning everything I could about blogging. And just like that, I became an accidental business owner!
Closing the gender investing gap – one ‘IRA’ at a time. I’m not your average finance bro and I’m not a financial advisor. I’m a former Special Education Teacher known for teaching people how to retire on time. I’m here to help you open your IRA (individual retirement account), buy your first investment, and retire with more than enough. Se habla español.
Periodpalooza is a community-driven initiative dedicated to ending period poverty by providing accessible menstrual hygiene products and advocating for equitable period care
Lianne Torres is a Podcast Host, Speaker and Domestic Violence Advocate. She’s the proud creator of the Watch Us Thrive podcast.  Watch Us Thrive is more than just a podcast; it’s a resource that many come to for their own personal development journeys. With more than 13k+ downloads and counting since the show launched in 2022, our listeners feel seen, heard and understood with the powerful testimonies shared weekly from a wide variety of guests.  We focus on having discussions about healing from trauma, how to bounce back from the clutches of toxic and abusive relationships, turning your pain into power and most importantly, rediscovering your inner magic and THRIVING in the process.  This podcast is as raw and real as it gets. We don’t shy away from stigmatized & taboo topics; the ones society likes to bury deep down. Here at Watch Us Thrive, we thrive on highlighting those uncomfortable conversations.   As the show slogan goes: “We talk about the sh*t you don’t want to talk about, but needs to be talked about!”

FUNDRAISED FOR


Survivor Justice Center Secures Justice for Survivors of Domestic Violence and Sexual Assault and Empowers them to Create their own Futures.

We’re working together against domestic abuse until women and children are safe Women’s Aid is the national charity working to end domestic abuse against women and children. As a federation we provide life-saving services across England while building a future where domestic abuse is not tolerated.

Mission The NO MORE Foundation (NO MORE) is dedicated to ending domestic and sexual violence by increasing awareness, inspiring action, and fueling culture change.  NO MORE is a groundbreaking, global initiative comprised of the largest coalition of nonprofits, corporations, government agencies, media, schools, and individuals addressing domestic and sexual violence. We are committed to engaging, reaching, and working with people from diverse communities.  We work to amplify and grow the movement to stop and prevent domestic and sexual violence around the world by creating and supporting innovative campaigns, partnerships, and tools that leverage the power of the media, entertainment, sports, technology, and collective action.  With more than 1,400 allied organizations and over 40 state, local, and international chapters, NO MORE sparks grassroots activism, encouraging everyone—women and men, youth and adults, from all walks of life—to be part of the solution.

IF YOU'RE FEELING..

POWERLESS
in a financially abusive situation and unsure how to regain control.
OVERWHELMED
by money decisions because no one ever taught you financial independence.
ANXIOUS
about budgeting, saving, or debt - but afraid of being judged or shamed.
ALONE
in your financial journey and wishing for guidance that feels safe and supportive.

You’re in the right place!

Beige Simple Illustrative Digital Marketing Faceless Logo (5)-1
Beige Simple Illustrative Digital Marketing Faceless Logo (5)-1

became an Amazon #1 Top New Release in Self-help for Abuse and #1 Top New Release in Divorce, empowering women worldwide to reclaim financial independence!
became an Amazon #1 Top New Release in Self-help for Abuse and #1 Top New Release in Divorce, empowering women worldwide to reclaim financial independence!

became an Amazon #1 Top New Release in Self-help for Abuse and #1 Top New Release in Divorce, empowering women worldwide to reclaim financial independence!

IN MY NEW BOOK

I teach women and domestic violence survivors how to recognize financial abuse, rebuild their financial safety net, and reclaim their freedom—all through a compassionate approach that empowers rather than overwhelms.
I teach women and domestic violence survivors how to recognize financial abuse, rebuild their financial safety net, and reclaim their freedom—all through a compassionate approach that empowers rather than overwhelms.

Amazon #1 Top New Release in Self-help for Abuse
Amazon #1 Top New Release in Divorce
Grab your copy and accompanying workbook today from
Amazon - Girl, JUMP!: Building Your Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom
Barnes & Noble - Girl, JUMP!: Building Your Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom
Barnes & Noble - Girl, JUMP!: Building Your Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom

THREE QUICK WINS

Money Moves You Can Make Today

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“I was struggling with my money mindset, and how to look at my budget realistically that would serve me for my current life and future. I was carrying a student loan debt for years, always paying the min. I realized I was in the same mindset for money as I was the day those student loans went into my account. Justine was able to set me on the right path and shift my mindset to realize I can pay these student loans off. I was shocked. To realize I could be set free by these limitations and start living that life I desire and want to create for myself, not having to carry this weight of owning the government and have my life on hold. This helped me to take more action to where I can put my finances and not feel so stuck"

 - Nathalie

WORK WITH ME

If you're ready to tackle your financial obstacles and reclaim your financial security, I offer a range of services to help you at every phase of your financial journey.

1-on-1 Coaching

If you’re looking to receive personalized guidance tailored specifically to your financial needs, I offer 1-on-1 coaching to help you achieve your financial goals.

Group Coaching

My group coaching sessions offer a collaborative and supportive environment where we tackle a variety of financial topics together.

Speaking Events

Are you looking for an engaging speaker for your next event? I offer personalized presentations on a variety of financial topics that fit the needs of your audience. Whether it’s a conference, seminar, or event, I deliver practical insights and strategy.

Financial Workshop

My workshops are personalized and designed to provide a hands-on learning experience. By the end of each workshop, participants are equipped with the tools and knowledge needed to make intentional money decisions.

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“Before meeting with Justine I was lost, scared, and a little embarrassed about my finances. I knew I had debt (student loans, dental, credit card) but I was overwhelmed and didn't know where to start. I landed a new better paying job and didn't know how to manage my money. Since working with her, I have less worry and stress about finances. My relationship with money has improved and I'm more confident and financially literate. It was nice to have a non-judgmental & unbiased person to sort my finances with. I have more control over my money, I'm paying off debt, and most importantly I have a plan! I never would have gotten here without Justine and her uplifting and empowering demeanor. Thank you Justine!"

 - Elizabeth B., therapist

SIX PILLAS OF TRAUMA-INFORMED COACHING

NOT YOUR AVERAGE FINANCIAL COACHING

W H A T  O U R  T I M E  T O G E T H E R  L O O K S  L I K E
SAFETY

You deserve a space where your nervous system can exhale. Our sessions are judgement-free, confidential, and structured at a pace that honors YOU.

TRUSTWORTHINESS & TRANSPARANCY
You'll know what to expect. From pricing to what's covered, there are no surprise charges or pressure tactics. EVER.

PEER SUPPORT
I've walked this path from financial hardship and abuse to financial autonomy. Through my lived experience and professional training, I provide support, guidance, tools, and resources all while validating YOUR EXPERIENCE.

COLLABORATION & MUTUALITY
I'm not going to lecture you and tell you what to do. Instead, I'm going to be your partner. We'll co-create your goals and honor your lived experience as we WORK TOGETHER.

EMPOWERMENT, VOICE, & CHOICE
You'll have full agency in our sessions. Whether we are building a budget or addressing debt, you're in the driver's seat. YOU SHAPE YOUR LIFE.

CULTURAL, HISTORICAL, & GENDER RESPONSIVENESS
As a Filipina-American woman, I deeply understand the layers of identity, culture, and generational patterns that impact our relationship with money. My coaching honors your full story. There's NO GENERIC COACHING HERE.

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“I recently consulted with Justine to address my debt and budgeting challenges. I was struggling to create an effective debt repayment plan, but Justine guided me through two approaches to tackle my debt. Thanks to her assistance, I now feel more confident and organized in my budgeting efforts, and I have a solid plan in place to pay off my debt. Before this, I often felt anxious and unable to make progress on reducing my debt. Justine's advice and support have equipped me with the necessary details, plan, and confidence to achieve financial success."

- Myra O.

Tokyo 2026: My Race for NO MORE Foundation

This year, I was selected to run the 2026 Tokyo Marathon  my very first Abbott World Marathon Major! It’s been on my vision board for years to complete all 7 World Majors, and Tokyo is the start of that dream.

But what makes this marathon even more meaningful is that I’m running it to raise $4,850 for NO MORE Foundation — an incredible nonprofit that supports domestic violence and sexual assault survivors.

If you choose to donate, please know that you’re not just helping me get to the starting line — you’re helping someone else get a second chance at life.
You’re helping survivors access resources, find their voice, and take back their power
Screenshot 2025-04-22 052023

This year, I was selected to run the 2026 Tokyo Marathon — my very first Abbott World Marathon Major! It’s been on my vision board for years to complete all 7 World Majors, and Tokyo is the start of that dream.  But what makes this marathon even more meaningful is that I’m running it to raise $4,850 for NO MORE Foundation — an incredible nonprofit that supports domestic violence and sexual assault survivors.  If you choose to donate, please know that you’re not just helping me get to the starting line — you’re helping someone else get a second chance at life. You’re helping survivors access resources, find their voice, and take back their power
This year, I was selected to run the 2026 Tokyo Marathon — my very first Abbott World Marathon Major! It’s been on my vision board for years to complete all 7 World Majors, and Tokyo is the start of that dream.  But what makes this marathon even more meaningful is that I’m running it to raise $4,850 for NO MORE Foundation — an incredible nonprofit that supports domestic violence and sexual assault survivors.  If you choose to donate, please know that you’re not just helping me get to the starting line — you’re helping someone else get a second chance at life. You’re helping survivors access resources, find their voice, and take back their power

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"I have benefited tremendously from the Ignite Your F.I.R.E program! I was able to learn along
with my students and even though I wish I could have learned this earlier in life it's still better
late than never. Thanks to this program I have now opened a high yield savings account with
Ally Bank, like Justine recommended. I have also opened an E-Trade brokerage account and
have invested in about 10 different ETFs like I learned to do thanks to this program."

- Joseph R., Teacher
Follow Me
On The 'GRAM 
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Here are 5 reasons why taking your financial education into your own hands is a powerful act:  1️⃣ You learn at your own pace—without shame.  No pressure. No rush. Just you, your curiosity, and your commitment.  2️⃣ You begin to unlearn harmful money beliefs.  Most of us weren’t taught healthy financial habits—we were taught survival. Learning lets us rewrite that.  3️⃣ You get braver about asking for help.  The more you know, the more confident you feel in naming what you don’t. Self-education builds that bridge.  4️⃣ You reduce the risk of being financially manipulated.  Knowledge protects you—especially if you’ve ever had someone else control your money.  5️⃣ You start trusting yourself again.  Every page, podcast, or practice is a quiet reminder: You’re capable.  You don’t have to be perfect. You don’t have to know everything.  But you do have to believe that learning is worth your time.  And I promise—it is.  Stay empowered, Justine ❤️
We all carry our money stories and internal narratives around money—some handed to us by others, some shaped by our experiences.  But here’s something I want you to know:  Just because a story has been said, doesn’t make it true and permanent.  You see—we have the ability to change our narratives and stories.  You can decide what to claim as truth and what actions to take to rewrite a story that you believe.  When we rewrite our money stories, we reclaim our power. We reclaim ownership.  We are in the driver’s seat of our lives, Fam!  If you’re looking to rewrite your money story and want guidance and accountability, I GOTCHU!  I’m taking new clients in June! DM me if you’d like to save your spot.  Stay empowered, Justine ��
I said what I said.  Your money story is NOT PERMANENT!  Just like how you may have learned about money one way, you can UNLEARN old habits and learn new ones ����  So start rewriting your money story today by doing this one action:  TURN YOUR NEGATIVE BELIEFS INTO POSITIVE ONES.  “I’m not good with money” ➡️ “I’m learning about money one step at a time”  “I’m bad at managing money” ➡️ “I can trust myself with money”  Before we start making changes with our money, we start with making changes with our money mindset �� ��  Ready to rewrite your story and build the confidence to make healthy money decisions for yourself?  Let’s work together!  DM me “TRANSFORM” to take advantage of my 1:1 trauma-informed coaching packages! Everything is 37% off until July 27!  Rooting for you always ��  Stay empowered, Justine ����
Fam—financial confidence isn’t about having it all together…  …it’s about trusting yourself to make healthy money moves, even when they’re small.  We are often told that we are bad with money.  And when we hear that over and over over again, we start to believe it.  And it becomes our internal narrative.  Part of building financial confidence starts with unlearning this limiting belief then telling yourself “I trust myself with money.”  You’re not bad at money, fam.  I’m here to tell you that you are more than capable to learn about money.  So let me ask you—are you ready to take that first step towards building financial confidence?  If yes, share below what’s ONE financial decision you made recently that you are proud of ����  You got this!  Stay empowered, Justine ��
There are VERY SNEAKY ways someone can mask financial abuse.  One way—through gaslighting phrases  Gaslighting is a common tactic used by abusers to MANIPULATE and CONTROL their victims, especially in financial abuse situations.  Here are 5 common phrases to look out for:  ➡️ I just want what’s best for you  When someone uses this phrase, they’re implying that they know better than you do about what you need or want  ➡️ Why do you need your own account? Are you planning to leave me?  This phrase discourages financial independence and creates guilt.  ➡️ If you love me, you’d trust me with the finances.  This phrase manipulates your emotions and reinforces their control over you.  ➡️ You don’t need to worry about the bills. I’ve got it covered.  This phrase keeps you isolated from being involved in the finances.  ➡️ Don’t tell anyone about our finances. They wouldn’t understand.  This phrase isolates you from outside support or advice from friends, family, and professional organizations.  As you can see gaslighting is a powerful tactic, used to control and manipulate a financial situation.  These phrases are designed to make you doubt yourself, your capabilities, and your perception of the situation.  If you try to get involved in your finances but are constantly denied access to them, that is a deep red flag that should not be ignored.  If you are a DV survivor, who is ready to reclaim not just their financial autonomy, but also develop the confidence to advocate for yourself, the best way you can start is by investing in yourself.  Learn about the tools and strategies you can use to break free from abuse!  Comment “TRANSFORM” to learn more and take action ����  You deserve the best, sis!  Biggest hug, Justine ��